Is Paul Ryan Stupid or a Liar?

Taking off his coat, rolling up his sleeves and getting down to work trying to sell the America people a bill of goods, Paul Ryan revealed that he either has no clue how insurance actually works or he is willing to say anything to make a case for  TRUMPcare in the post-fact era in which we live.

The fatal conceit of Obamacare is that ‘We’re just going to make everybody buy our health insurance at the federal government level; young and healthy people are going to go into the market and pay for the older, sicker people.’ So the young healthy person is going to be made to buy health care, and they’re going to pay for the person, you know, who gets breast cancer in her 40s. Or who gets heart disease in his 50s.

So take a look at this chart. The red slice here are what I would call people with preexisting conditions. People who have real health-care problems. The blue is the rest of the people in the individual market — that’s the market where people don’t get health insurance at their jobs where they buy it themselves. The whole idea of Obamacare is the people on the blue side pay for the people on the red side. The people who are healthy pay for the people who are sick.

It’s not working, and that’s why it’s in a death spiral.

Pay attention Mr. Speaker – that is exactly how all forms of insurance work.  Everyone covered pays premiums to spread out the risk and benefits are paid out to those who are unfortunate enough to be injured, lose property, get flooded or need medical care.  You can’t possibly be that stupid, so the only alternative is that you are following the leader of your party and have become willing to say anything with the expectation that there are no consequences for lying through your teeth.

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